Credit Writing Skills Course

This online credit writing programme has been designed to simulate a highly applied workshop where members of the banking team will learn about credit writing techniques used for drafting and presentation of internal credit proposals, annual reviews and any additional formal documentation that bankers are required to submit internally for approval. A main area of focus will be to draft major sections of the Bank’s credit presentation documents presented to credit committee, learning what should be included and how the writer should convince the reader of their proposal and recommendation.

Delegates will be required to complete both pre and post course writing exercises which will act as a record of the delegates’ progress over the course and which will be marked and provide trainer feedback for each course participant.

The core objectives of the course will therefore comprise the following:

• Detailed review and application of effective credit writing
• Applied review of individual writing styles to increase the impact of the communication
• The importance of planning the credit report
• Information and data need for the report focused on the credit principles of debt repayment through the company’s cash flow generation
• Identifying and assessing the information to include
• Review of different Types of credit proposal
• Reviewing the flow of the issues presented and the arguments for supporting the recommendation
• Content and style of the bank’s credit documents
• Breakdown and review of the content and emphasis of different parts of the bank’s credit documents
• Applying writing skills to major parts of the bank’s credit documents
• Explain uses of the loan write up and why
• Description of the key facility risks and how these will be mitigated by the loan structure
• The importance and use of executive summaries to communicate the key issues to decision makers