Finance and Banking Principles of Legal

Finance and Banking Principles of Legal Executives

Target Audience

Legal Executives dealing with banking and financing, loan documentation, legal support for M&A and corporate finance transactions.

Audience Level

Intermediate & Advanced


3 Days: 9am – 4pm


Online or In-class

This course is designed for legal executives who are seeking to develop a stronger knowledge of finance and financial analysis techniques to apply to their everyday working lives in advising their clients. This course is designed to help legal executives who are in daily contact with banks and financial institutions or who need to develop an understanding of finance in the context of improving profitability through accounting and financial techniques. The course, therefore, strives to develop a general understanding of finance and the techniques used in financial analysis.

This is designed from the perspective of what financier’s require from their legal counsel and why, when developing financing projects. It provides a detailed understanding of the rationale behind the terms and conditions of loan term sheets, financial covenants contained in loan documentation, key affirmative and negative pledges and other financial risk mitigation techniques, as well as principles of company valuations and other concepts included in Sales and Purchase Agreements.

The course focuses on a number of specific objectives, including the following:

  • Developing an understanding of core financial principles, including the difference between equity and debt and the core interests on investors and lenders and core financial drivers
  • Review of the key interests of bankers and investors in finance and how this fits with the principle terms and conditions included in term sheets (risk management and mitigation)
  • A review of key financial terms and conditions that are used in structuring financing deals
  • A detailed review of the key financial statements to understand key drivers of profit, financial risk and liquidity and cash flow analysis and their use in finance for reporting and analysis
  • Review of the key measures of profitability and understanding the story behind the figures
  • The differences between cash and profit and its importance in corporate development
  • Financial risk mitigation, gearing and the importance of liquidity for the going concern derived from the Balance Sheet and why financial covenants for capitalisation and liquidity are included in term sheets and why they are linked to events of default
  • The importance of cash flow generation in business as well as for debt repayment and company valuations from the cash flow statement
  • How financiers and investors use cash flow forecasts and free cash flow to assess their financing decisions, the use of free cash flow in understanding how companies can honour their annual debt service and in valuing the company

Contact Form

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If you are interested to find out more details about our courses, please fill in your details below and we will contact you.

JBA Training offers:

  • tailored, technical and soft skills training services to banks and finance companies
  • face to face or online training programmes
  • wide geographical spread for delivering courses across Europe, the Middle East, Africa and the Far East

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