Corporate Holisitc Credit Risk Analysis

Corporate Holisitc Credit Risk Analysis

Target Audience

This programme is designed for Corporate Relationship Managers, Corporate Bankers, Corporate Risk Managers and Corporate Credit Analyst. Delegates are expected to have more than three years corporate credit risk analysis experience.

Audience Level

Intermediate & Advanced


4 Days: 9am – 4pm


Online or In-class

The principal objective of this workshop is to provide delegates with a developed, 360 degrees view of best practise corporate credit risk assessment in lending to corporate companies.  The delegates will apply a new framework of corporate credit risk analysis developed and applied by JBS Training & Consulting, comprising the Four Ms of corporate credit analysis. Central to the course, the delegates will learn how to apply a series of models and techniques to assess the overall success of the client company, from a business perspective. Included here will be a review of the major strategic and operational risks that can impact the corporates’ ability to service its debts, through operating cash flow.

We will also assess best practise mitigation of those risks to protect the interest and exposure of the bank. Included in the analysis of strategy will be a development of how companies can promote their critical success factors to achieve strategic advantage.

  • Providing and in depth understanding of the principals of credit risk analysis in corporate companies
  • Introduction to the use and application of JBS Training’s 4Ms of credit framework to effective, holistic, corporate credit risk analysis
  • Assessing developed quantitative and qualitative analysis in assessing corporate credit risk
  • Assessing the strength of corporate client liquidity and generating internal sources of liquidity
  • Understanding how management control their working capital financing and how this can impact on the company’s overall liquidity
  • Review of methods in which the bank can secure its working capital financing and how it can work with the Corporate Department to plan for financing growth in the companies’ business
  • Understanding the importance of strategic risk and its impact on the company’s ability to honour its debt service obligations
  • Understanding different strategic options to exploit corporate critical success factors
  • Understanding the need for effective corporate management and spotting management risk
  • Applying effective management due diligence techniques in corporate credit analysis
  • Using cash flow forecasts to identify corporate credit sensitivities and credit risks and the Corporates ability to honour its debt service
  • Reviewing key covenants, pledges and security that should be included in the debt structuring for corporate debt structuring

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If you are interested to find out more details about our courses, please fill in your details below and we will contact you.

JBA Training offers:

  • tailored, technical and soft skills training services to banks and finance companies
  • face to face or online training programmes
  • wide geographical spread for delivering courses across Europe, the Middle East, Africa and the Far East

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